DENTAL PROFESSIONAL LIABILITY
The HudsonPro Medical Professional Liability product offers comprehensive insurance solutions with broad coverage for individual dentists, dental groups and dental service organizations. We have a dedicated team of underwriters, claims specialists and risk management who specialize in the healthcare arena.
Capacity
- Up to $5M / $5M per dentist
- Typical Limit of Insurance
- Up to $5,000,000 per claim / $5,000,000 annual aggregate
- Separate limits for Entities or options for shared limits
- First Dollar coverage; optional retentions available
- Defense costs in addition to the limit of insurance
Coverage Includes
Policy Form
- Claims-made Professional Liability
- Consent to Settle is with the Insured
- Incident Report Claim Trigger
- Extremely broad terms mirroring those typically found on admitted policies
Targeted Businesses
Eligibility CharacteristicsEligibility Characteristics
- Standard dentists and individuals who have been non-renewed by the standard markets
- Single-state or multi-state Dental Service Organizations
- Ability to write in all 50 states
- All classes of the dental arts are eligible including: General Dentists, Endodontists, Oral & Maxillofacial Surgeons, Orthodontists, Periodontists and Prosthodontists
Product Benefits
Additional Product Features
- Extended Reporting Period (ERP) due to death, disability or retirement (age 55 or older)
- License defense for both Dentists and Dental Hygienists / Assistants is available
- Abuse and Molestation is available by endorsement
- HIPAA/Medicare/Cyber Liability available by endorsement
